Langford Attainable Home Ownership Program

Beginning in early 2022, the City of Langford's Attainable Home Ownership Program will provide qualified homebuyers with up to 75% of their down payment to purchase a 2-bedroom condo in Langford.

Attainable Home Ownership Program
Qualification Guidelines


You are a
Langford Resident

You've lived in Langford for the past 2 years


You Don't Own another Property

Applicants cannot currently own another property


No Extra Down Payment Assistance

The remainder of your down payment cannot come from friends or family


Minimum 2 Person Household

At least 2 people need to live in the condo; one can be an eligible dependent

Maximum Gross Annual
Household Income is

This is the maximum combined
pre-tax income allowed under the program
Get Started

You've obtained a
Mortgage Pre-Approval for

You must be Pre-Approved for a mortgage of at least $450,000 to qualify
Get Pre-Approved

Combined assets of
Applicants do not exceed

This would include any investments, vehicles and other assets personally owned by the Applicants
Get Started
Will the gifted down payment need to be repaid?

Will you be taxed on the gifted down payment?

How do I apply?

The application portal will open in early 2022. As part of your application, you will need to prove you have been pre-approved for a mortgage of at least $450,000. You can obtain a mortgage Pre-Approval by clicking here

Can I get a pet friendly unit?

Yes! The City of Langford has secured units within pet-friendly condominium complexes, so bring your furry friends along!

Are any other housing types available?

This pilot program is focused on providing eligible applicants the opportunity to purchase two-bedroom condo units. Future phases may include the purchase of studios, one bedroom and three bedroom units.

Are co-signers allowed?

Yes. If you are having difficulty getting pre-approved for the minimum mortgage amount of $450,000 you can have a co-signer added to your mortgage application to help you get pre-approved. The co-signer does not need to live in the purchased property with you.

If I purchase through the program, can I rent the unit out?

No. Your purchase agreement will prohibit any renting out of the unit for the first five-years of ownership.

What is the definition of an "eligible dependent"?

An eligible dependent is considered a cohabitating unmarried child under 18 years of age, or a cohabitating unmarried child, sibling, parent or spouse with a permanent mobility impairment or disability

For more information on Langford's Attainable Home Ownership Program visit

2021 Promo -$500 off legal fees for Westshore residents

signature block

Ready to apply for Langford's
Attainable Home Ownership Program?

Click on the button to begin the 10min. application process via our secure and encrypted application site. Once submitted, I will connect with you within one business day to ensure we have everything we need to get you Pre-Approved!

Let's connect.

Not quite ready to apply? - No problem.
Connect with me and I'll provide you with the information and advice that you're looking for - free of charge or commitment.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.